Our online insurance verification tool is HIPAA-compliant, so your information stays completely confidential.
Many insurance companies cover some or all costs of professional rehab treatment at The Recovery Village Indianapolis. However, there may be additional out-of-pocket costs or deductibles to consider.
We work with you so you’re confident about starting care with us. When you call, our Recovery Advocates can:
The Recovery Village Indianapolis is now in-network with Blue Cross Blue Shield, United Healthcare, Aetna, Cigna, Magellan, and First Health insurance, making high-quality addiction treatment services more accessible and affordable for individuals covered under this plan. This partnership allows patients to receive comprehensive care with reduced out-of-pocket costs, ensuring they can focus on their recovery journey.
Lack of health insurance or inadequate coverage shouldn’t hinder you from receiving the necessary care. The Recovery Village Indianapolis offers private pay options to accommodate individuals in such situations.
If our facility isn’t the optimal fit for your treatment, our admissions team can assist in referring you to other rehab facilities that accept your insurance or cater to your financial circumstances. These facilities can assist you in navigating Medicaid coverage, payment plans, medical loans, and government grants.
Our insurance verification system swiftly estimates your in-network and out-of-network coverage. To help you comprehend this intricate information, here are some key terms:
This is the amount you must pay for covered health care services within a plan year before your insurance begins to cover them. For instance, if your deductible is $3,000, you pay the initial $3,000 for covered services, after which your health care plan covers the rest.
A copayment is a set amount you must pay for a covered health care service, like a doctor’s visit or an emergency room visit. Copayments may be required before or after your deductible is met, depending on your insurance plan.
Your coinsurance is the percentage of the cost of a covered healthcare service that you are responsible for paying once your deductible is fully paid. For example, if your coinsurance rate is 20%, you will pay 20% of the allowed amount for a service after meeting your deductible.
The out-of-pocket maximum is the total amount you are responsible for paying for covered services in a plan year. After reaching this amount, your health care plan will cover all remaining costs for covered services.
The effective date marks when your insurance starts covering your health care expenses. You typically enroll during an open enrollment period or a special enrollment period, which may be triggered by life events such as marriage, changing jobs, having a baby, or losing existing coverage. Your effective date is determined after enrollment and usually follows a few weeks or months after your initial sign-up.
We’re available to answer any questions, confirm your insurance benefits and schedule individualized treatment that works for you.
The Recovery Village Indianapolis offers comprehensive addiction treatment for drug and alcohol addictions and co-occurring mental health conditions.
Medical Disclaimer: The Recovery Village aims to improve the quality of life for people struggling with a substance use or mental health disorder with fact-based content about the nature of behavioral health conditions, treatment options and their related outcomes. We publish material that is researched, cited, edited and reviewed by licensed medical professionals. The information we provide is not intended to be a substitute for professional medical advice, diagnosis or treatment. It should not be used in place of the advice of your physician or other qualified healthcare provider.
